Last year financial journalist Michelle MGagh decided to try a year of not spending except on basic bills and groceries for her and her family. You can see how she got on at: My Year of No Spending. The basic message I think is that if you have a reasonable amount of money (and even if you don't) it is tempting to spend large amounts of money on consumer goods and services, many of which do not actually bring satisfaction or help towards significant goals and in some ases can cause financial or other problems.
If you think this applies to you, then maybe it's time to create a plan. List your medium and long term priorities. Reflect on whether your spending habits are contributing to or reducing your chances of meeting them. If not, then try to make one or two practical achievable commitments as to how you are going to adjust your spending habits.
Good luck for a prosperous and fulfilled future!
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